If you are an Arizona driver and cause an automobile accident, you will likely be responsible for damages to the other people involved. A claim may be made or a lawsuit filed against you for these losses.If you have insurance, you will have protection up to the limits of your policy. However, if you do [...]
When you get into a car accident and do not have health insurance, an effective way to seek treatment and pay no up-front costs is to go to a chiropractor or physical therapist who agrees to take a lien on your treatment in exchange for payment at a later date. This is beneficial to you, [...]
If you are hurt in a automobile accident, need medical attention, and are paying for all of your medical expenses out-of-pocket, then the claims process is rather straightforward. The first step is always to seek treatment and recover from your injuries. Due to the fact that you will be paying for all of your expenses [...]
When you are the victim in a car accident and your primary care provider is an ERISA plan provided by your employer (generally a large corporation) , there is a likelihood that you will have to reimburse the health care plan for a portion of your medical expenses from over payouts you stand to receive [...]
The Arizona State legislature in conjunction with Governor Jan Brewer recently passed a new bill amending the Arizona Anti-Deficiency Statute. As explained in a previous article on the Pak & Moring site, this law had generally served to protect borrowers by prohibiting mortgage lenders from suing a homeowner for the difference between the amount the [...]
If you are fortunate to have health insurance, you may still be held liable for a portion of the cost of your medical care for injuries suffered as a result of an automobile accident. This is because the amount of money paid by your insurance company for your post-accident care is generally less than the [...]
If you get hurt in an automobile accident, then your first priority should be to seek treatment for your injuries and get better as soon as possible. However, if your medical expenses are covered by the Arizona Health Care Cost Containment System (AHCCCS), you may run into several obstacles that may hinder the time and [...]
If you find yourself injured from an automobile accident, your primary focus is to get better. However, this can also be a confusing time, as insurance companies may be contacting you for various details of the accident and the medical care you received. While all accidents are different, an experienced attorney would be invaluable in [...]
If you are hurt in a car accident, need medical attention, and have your own health insurance, your insurance should cover the cost of your treatment. Upon seeking treatment, your primary health insurance will cover as much as is mandated by your policy. Arizona case law dictates that these plans may not assert a lien [...]
If you find yourself injured in an automobile accident, your primary focus is to get better. What you really want is to return to your pre-accident condition from a physical standpoint. However, this can also be a confusing time. In addition to focusing on your recovery, you will need deal with the insurance company for the [...]
